Thorough explanation of the program.
We are committed to helping you get your business revenue back. That means providing a dedicated attorney, debt advisor, and team that will work tirelessly to deliver the result you want – debt restructuring. And we’ll be with you from start to finish.
A merchant cash advance (MCA) is a type of financing option available for businesses, primarily small and medium-sized enterprises (SMEs). It is not a loan but rather a lump sum payment provided to a business in exchange for a portion of its future credit card sales or other receivables.
In the late 1990s, business owner Barbara Johnson ran a group of successful playgroup franchises and needed an influx of cash to spearhead a summer marketing campaign. She had the idea of borrowing funds from future credit card transactions, and thus, the merchant cash advance industry was born. Barbara and her husband founded AdvanceMe and patented the ability to separate credit card transactions. This innovation spearheaded the MCA industry.
Merchant cash advances began to take off in the early 2000s and have grown exponentially. Originally, MCAs were advantageous for companies that accepted debit and credit cards, which grew with more businesses adding point-of-sale systems and different payment types.
As the industry continues to grow, MCAs have started to be more available for companies that collect revenue through ACH transactions and other forms of payment.
As Merchant Cash Advances begin to grow, so does the predatory practices of the lenders, suffocating businesses. We saw a need to have business debt be restructured, and therefore began our venture in to Business Debt Restructuring.
In our first year, our Core Team Members & Partners branched out to 5 states & restructured over $8 million in business debt, freeing countless businesses from the constriction of limited cash flow.
We are now operating in 20 states, with over 80 attorneys representing our clients in various jurisdictions. We hit $100 million in debt restructured, and have successfully returned full cash flow to over 1,100 businesses.
After 5 years of operations, we have successfully restructured over $500 million in business debt and alleviated the strain of cash flow for over 5,500 businesses.
In 2018, we are now nationwide in service, with over 300 attorneys in most jurisdictions assisting clients in renegotiating their MCA terms. Our growth in the field is unmatched.
Since 2016, we have restructured over $1 BILLION in Merchant Cash Advances, helping thousands of businesses regain & own their cash flow.
We have refined & mastered the art of business debt restructuring, and our network of 500+ attorneys are the leaders in merchant lender negotiation. We are paving the way, both for businesses in debt & our competition.
We ventured to redesign our brand in something more modern & memorable. We have partnered with other financial companies to help build our network and reputation. We want the nation to know we care about our image & have invested heavily into it.
We do a discovery on your business finances to determine where the hardship lies, then we provide a quote on your savings.
Once the numbers are aligned, we provide a pathway to eliminating your MCA debt, giving you the vision of the ultimate goal – being debt free.
Once onboarded, your Client Success Manager, along with our team of attorneys, implement the proposed strategy & provide consistent feedback of progress, until the program is completed & your MCA debt is resolved.
Boost cash flow so you can breathe again.
Structured, manageable solutions for your business.
Shield your operations from aggressive lenders.
Thorough explanation of the program.
Frank Venezio was very professional. He explained to me all details and made me feel very safe in a very difficult moment.
Highly recommended!
Grazie Frank!
Craig was helpful from start to finish, with explaining options,plan overviews and follow ups.
Frank was great and made the process extremely easy and manageable and helped me every step of the way.
Education is paramount, and we strive to make sure our clients fully understand their current situation, along with what is to be expected. If you have any questions, please feel free to share them with us.
Yes. Although MCAs are not traditional loans, they can be restructured or refinanced to lower payments and ease cash flow pressure. Corporate Rescue Advisors works directly with MCA providers to negotiate reduced daily or weekly payments and establish terms that are more sustainable for your business.
Restructuring MCA debt means renegotiating repayment terms so payments become smaller and more manageable. Corporate Rescue Advisors helps businesses free up cash for payroll, rent, and operations instead of being drained by costly daily withdrawals.
You can lower payments by working with Corporate Rescue Advisors’ debt specialists, who negotiate directly with MCA lenders on your behalf. Solutions may include reducing daily withdrawals, consolidating multiple advances, or refinancing into a longer-term repayment plan.
Yes. Businesses with multiple MCA balances can often combine them into a single, restructured payment. This debt consolidation helps reduce stress and frees up working capital by lowering the overall burden of daily withdrawals.
Defaulting on an MCA can lead to aggressive collections, frozen bank accounts, or even lawsuits. By working with Corporate Rescue Advisors to restructure your debt before default, you can often avoid these consequences and protect your business.
At Corporate Rescue Advisors, refinancing can be a smart way to replace short-term, high-cost MCA obligations with longer-term, lower-cost financing. We often combine refinancing with restructuring to create sustainable payments that support business growth.
In many cases, Corporate Rescue Advisors can begin providing relief within days. Once negotiations with lenders start, businesses may see immediate reductions in daily or weekly withdrawals, giving quick breathing room to stabilize cash flow.
Any business struggling with $20K or more in MCA debt may qualify for relief, regardless of industry. Corporate Rescue Advisors does not work with traditional loans or other types of debt, but we specialize in helping restaurants, retail shops, salons, e-commerce stores, mechanics, seasonal businesses, and companies of all sizes restructure and reduce their merchant cash advance obligations.